Personal and material damages each

Deductible per occurrence

The insurer grants coverage to the insured if a claim for damages is asserted against the insured by any third party for activities that have resulted in the death, the injury, or the health impairment of any person (injury to persons) or the damage to or destruction of property (property damage). The insurer will examine liability claims with respect to their validity, reject unjustified claims, and indemnify justified claims up to the maximum coverage as outlined in the policy.

Coverage does not include: the risks of the insured’s own or a third-party business or trade, of a profession, service or official position (including honorary posts), of an activity entailing responsibility in an organization of any type, or of an unusual and perilous activity.

Underwriter: Generali Versicherungen

Personal and material damages each

Deductible per occurrence

The insurer grants coverage to the insured if a claim for damages is asserted against the insured by any third party for activities that have resulted in the death, the injury, or the health impairment of any person (injury to persons) or the damage to or destruction of property (property damage). The insurer will examine liability claims with respect to their validity, reject unjustified claims, and indemnify justified claims up to the maximum coverage as outlined in the policy.

Coverage does not include: the risks of the insured’s own or a third-party business or trade, of a profession, service or official position (including honorary posts), of an activity entailing responsibility in an organization of any type, or of an unusual and perilous activity.

Underwriter: Generali Versicherungen

All travel baggage of the insured is covered during the entire trip. Travel baggage is defined as "all personal travel effects carried during a journey whether carried on the body, in clothing, or conveyed by a conventional means of transportation." Gifts and souvenirs acquired on the journey are also considered travel baggage. The insurance covers theft, damage resulting from fire, flood, storm, and force majeure. There is a limited compensation for damages to furs, jewelry, objects made of precious metals, photographic and film equipment and portable video systems, including their accessories in each case, as well as damages to gifts and souvenirs.

Exclusions: Money, securities, tickets, certificates and documents of any kind, objects of predominantly artistic or sentimental value, contact lenses, prostheses of any kind, computers, mobile phones, as well as land, air and water vehicles, including accessoires thereto, including bicycles, hang gliders and windsurfing equipment.

For a detailed representation, including all restrictions and exemptions, please read the detailed insurance terms and conditions.

This Plan is underwritten by Generali Versicherungs AG