Per Injury or Sickness Maximum:
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$100,000
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Deductible (Outpatient Services Only) Per Injury or Sickness:
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$0
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Coinsurance:
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100% of Usual, Reasonable & Customary (URC) Charges or Preferred Allowance, if a contracted Provider is used
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Pre-Existing Conditions:
(subject to 36-month look back period, see definition)
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12 month waiting period, then limited to $5,000 thereafter
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Home Country Coverage
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NIL
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BENEFIT COVERAGE
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COVERED BENEFIT
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Hospital Room & Board Benefit:
-
Subject to Semi-private room rate
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100% URC
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Intensive Care/Cardiac Care Unit Benefit
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100% URC
|
Hospital Miscellaneous Expense Benefit
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100% URC
|
Surgeon (In or Outpatient) Benefits
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100% URC
|
Assistant Surgeon Benefit
|
100% URC
|
Pre-Admission Testing Benefit
|
100% URC
|
Anesthesia Benefit
|
100% URC
|
Day Surgery Miscellaneous Benefit
|
100% URC
|
Diagnostic X-Ray and Lab Benefit
|
100% URC
|
Ambulance Benefit
|
100% URC, up to $5,000 maximum
|
Physician Visit Benefit (Inpatient)
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100% URC
|
Physician Visit Benefit (Outpatient)
|
100% URC
|
Consultant Physician Benefit
|
100% URC
|
Radiation/Chemotherapy Benefit
|
100% URC
|
Emergency Room Benefit
-
Triage is mandatory
-
Co-Payment only applies to services rendered in the USA
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100% URC, subject to a $350 Co-Payment, waived if admitted, or in an accident
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